{"id":1039,"date":"2026-04-07T09:00:00","date_gmt":"2026-04-07T00:00:00","guid":{"rendered":"https:\/\/inlifenote.com\/?p=1039"},"modified":"2026-04-04T13:58:21","modified_gmt":"2026-04-04T04:58:21","slug":"%eb%af%b8%ea%b5%ad-%ec%a3%bc%ec%8b%9d-%ec%84%b8%ea%b8%88-%ea%b0%80%ec%9d%b4%eb%93%9c-%ec%96%91%eb%8f%84%ec%86%8c%eb%93%9d%ec%84%b8%ec%99%80-%eb%b0%b0%eb%8b%b9%ec%86%8c%eb%93%9d%ec%84%b8-%ec%a0%88","status":"publish","type":"post","link":"https:\/\/inlifenote.com\/?p=1039","title":{"rendered":"\ubbf8\uad6d \uc8fc\uc2dd \uc138\uae08 \uac00\uc774\ub4dc: \uc591\ub3c4\uc18c\ub4dd\uc138\uc640 \ubc30\ub2f9\uc18c\ub4dd\uc138 \uc808\uc138 \ubc29\ubc95 \ucd1d\uc815\ub9ac"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>\ucd5c\uadfc \uad6d\ub0b4 \uc99d\uc2dc\uc758 \ubcc0\ub3d9\uc131\uc744 \ud53c\ud574 \ubbf8\uad6d \uc8fc\uc2dd \uc2dc\uc7a5\uc73c\ub85c \ub208\uc744 \ub3cc\ub9ac\ub294 \uc774\ub978\ubc14 &#8216;\uc11c\ud559\uac1c\ubbf8&#8217; \ud22c\uc790\uc790\ub4e4\uc774 \uae09\uc99d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubbf8\uad6d \uc99d\uc2dc\ub294 \uc218\uc775\uc744 \ub0b4\ub294 \uac83\ub9cc\ud07c\uc774\ub098 \uc218\uc775 \uc774\ud6c4\uc5d0 \ubc1c\uc0dd\ud558\ub294 \uc138\uae08\uc744 \uad00\ub9ac\ud558\ub294 \uac83\uc774 \uc218\uc775\ub960 \ubcf4\uc874\uc758 \ud575\uc2ec\uc774\ub77c\uace0 \ud574\ub3c4 \uacfc\uc5b8\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ub9ce\uc740 \ucd08\ubcf4 \ud22c\uc790\uc790\uac00 \uc218\uc775\ub960 \uc218\uce58\uc5d0\ub9cc \uc9d1\uc911\ud558\ub2e4\uac00 \ucd94\ud6c4 \ubd80\uacfc\ub418\ub294 \uc591\ub3c4\uc18c\ub4dd\uc138\uc640 \ubc30\ub2f9\uc18c\ub4dd\uc138\uc758 \ubb34\uac8c\ub97c \uac04\uacfc\ud558\uc5ec \uc608\uc0c1\uce58 \ubabb\ud55c \uc190\uc2e4\uc744 \ubcf4\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \ubbf8\uad6d \uc8fc\uc2dd \ud22c\uc790 \uc2dc \ubc18\ub4dc\uc2dc \uc54c\uc544\uc57c \ud560 \uc138\uae08 \uccb4\uacc4\uc758 \ud575\uc2ec \ub0b4\uc6a9\uc744 \uc0b4\ud3b4\ubcf4\uace0, \ud569\ubc95\uc801\uc73c\ub85c \uc138\uae08\uc744 \uc904\uc5ec \uc2e4\uc9c8 \uc218\uc775\ub960\uc744 \uadf9\ub300\ud654\ud560 \uc218 \uc788\ub294 \uad6c\uccb4\uc801\uc778 \uc808\uc138 \uc804\ub7b5\uc744 \uc0c1\uc138\ud788 \uac00\uc774\ub4dc\ud574 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ubbf8\uad6d \uc8fc\uc2dd \uc591\ub3c4\uc18c\ub4dd\uc138\uc758 \uac1c\ub150\uacfc \uacfc\uc138 \uc6d0\ub9ac<\/h2>\n\n\n\n<p>\ubbf8\uad6d \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud558\uc5ec \ubc1c\uc0dd\ud55c \uc2dc\uc138 \ucc28\uc775\uc5d0 \ub300\ud574\uc11c\ub294 &#8216;\uc591\ub3c4\uc18c\ub4dd\uc138&#8217;\uac00 \ubd80\uacfc\ub418\uba70, \uc774\ub294 \uad6d\ub0b4 \uc8fc\uc2dd\uacfc\ub294 \ub2e4\ub978 \ub3c5\uc790\uc801\uc778 \uacfc\uc138 \uccb4\uacc4\ub97c \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\ubcf8\uc801\uc73c\ub85c \ubbf8\uad6d \uc8fc\uc2dd \uc591\ub3c4\uc18c\ub4dd\uc138\ub294 \ubd84\ub958\uacfc\uc138\uc5d0 \ud574\ub2f9\ud558\uc5ec \uadfc\ub85c\uc18c\ub4dd\uc774\ub098 \uc0ac\uc5c5\uc18c\ub4dd \ub4f1 \ub2e4\ub978 \uc18c\ub4dd\uacfc \ud569\uc0b0\ub418\uc9c0 \uc54a\uace0 \ubcc4\ub3c4\ub85c \uacc4\uc0b0\ub429\ub2c8\ub2e4. \uacfc\uc138 \ub300\uc0c1\uc740 \ub9e4\ub144 1\uc6d4 1\uc77c\ubd80\ud130 12\uc6d4 31\uc77c\uae4c\uc9c0 \uacb0\uc81c\uc77c \uae30\uc900\uc73c\ub85c \ubc1c\uc0dd\ud55c \uc218\uc775\uacfc \uc190\uc2e4\uc744 \ud569\uc0b0\ud55c \uae08\uc561\uc785\ub2c8\ub2e4. \uc774\ub54c \uc911\uc694\ud55c \uc810\uc740 \ub2e8\uc21c\ud788 \uc8fc\uac00\uac00 \uc624\ub978 \uac83\uc774 \uc544\ub2c8\ub77c, \uc2e4\uc81c\ub85c \ub9e4\ub3c4\ud558\uc5ec \uc218\uc775\uc774 \ud655\uc815\ub41c \uacbd\uc6b0\uc5d0\ub9cc \uacfc\uc138 \ub300\uc0c1\uc774 \ub41c\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc591\ub3c4\uc18c\ub4dd\uc138\uc728\uacfc \uae30\ubcf8 \uacf5\uc81c \uc81c\ub3c4<\/h3>\n\n\n\n<p>\ubbf8\uad6d \uc8fc\uc2dd \uc591\ub3c4\uc18c\ub4dd\uc138\uc728\uc740 \uc9c0\ubc29\uc18c\ub4dd\uc138 2.2%\ub97c \ud3ec\ud568\ud558\uc5ec \ucd1d 22%\uc758 \ub2e8\uc77c \uc138\uc728\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \ub2e4\ud589\ud788 \ubaa8\ub4e0 \uc218\uc775\uc5d0 \ub300\ud574 \uc138\uae08\uc744 \ub0b4\ub294 \uac83\uc740 \uc544\ub2c8\uba70, \uc5f0\uac04 \ubc1c\uc0dd\ud558\ub294 \uc218\uc775 \uc911 250\ub9cc \uc6d0\uae4c\uc9c0\ub294 \uae30\ubcf8 \uacf5\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc989, \ud55c \ud574 \ub3d9\uc548 \ub9e4\ub9e4\ub97c \ud1b5\ud574 \uc5bb\uc740 \ucd5c\uc885 \uc21c\uc774\uc775\uc774 250\ub9cc \uc6d0 \uc774\ud558\ub77c\uba74 \uc2e0\uace0 \uc758\ubb34\ub294 \uc788\uc73c\ub098 \ub0a9\ubd80\ud560 \uc138\uc561\uc740 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc218\uc775\uc774 250\ub9cc \uc6d0\uc744 \ucd08\uacfc\ud558\ub294 \uc21c\uac04\ubd80\ud130\ub294 \ucd08\uacfc\ubd84\uc5d0 \ub300\ud574 22%\ub77c\ub294 \uc801\uc9c0 \uc54a\uc740 \uc138\uae08\uc774 \ubd80\uacfc\ub418\ubbc0\ub85c \ucca0\uc800\ud55c \uacc4\uc0b0\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc190\uc775 \ud1b5\uc0b0\uacfc \uacb0\uc81c\uc77c \uae30\uc900\uc758 \uc774\ud574<\/h3>\n\n\n\n<p>\uc591\ub3c4\uc18c\ub4dd\uc138\uc758 \uac00\uc7a5 \ud070 \ud2b9\uc9d5 \uc911 \ud558\ub098\ub294 &#8216;\uc190\uc775 \ud1b5\uc0b0&#8217;\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. A \uc885\ubaa9\uc5d0\uc11c 1,000\ub9cc \uc6d0\uc758 \uc218\uc775\uc744 \ubcf4\uace0 B \uc885\ubaa9\uc5d0\uc11c 500\ub9cc \uc6d0\uc758 \uc190\uc2e4\uc744 \ubcf4\uc558\ub2e4\uba74, \uacfc\uc138 \ub300\uc0c1 \uc218\uc775\uc740 \uc774 \ub458\uc744 \ud569\uc0b0\ud55c 500\ub9cc \uc6d0\uc774 \ub429\ub2c8\ub2e4. \ub610\ud55c, \ubbf8\uad6d \uc99d\uc2dc\ub294 \uad6d\ub0b4\uc640 \uc2dc\ucc28\uac00 \uc874\uc7ac\ud558\uba70 \uc8fc\uc2dd \uc778\ub3c4\uc5d0 \uc2dc\uac04\uc774 \uc18c\uc694\ub418\ubbc0\ub85c \ubcf4\ud1b5 &#8216;T+2&#8217; \uacb0\uc81c\uc77c\uc744 \uae30\uc900\uc73c\ub85c \uc5f0\uac04 \uc218\uc775\uc774 \ud655\uc815\ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc5f0\ub9d0\uc5d0 \uc808\uc138\ub97c \uc704\ud574 \ub9e4\ub3c4\ud560 \uacc4\ud68d\uc774\ub77c\uba74 \ud574\ub2f9 \uc5f0\ub3c4\uc758 \ub9c8\uc9c0\ub9c9 \uac70\ub798\uc77c\ubcf4\ub2e4 \ucd5c\uc18c 2~3\uc601\uc5c5\uc77c \uc804\uc5d0\ub294 \ub9e4\ub3c4\ub97c \uc644\ub8cc\ud574\uc57c \ub2f9\ud574 \uc5f0\ub3c4 \uc2e4\uc801\uc73c\ub85c \uc778\uc815\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ubc30\ub2f9\uc18c\ub4dd\uc138 \uccb4\uacc4\uc640 \uae08\uc735\uc18c\ub4dd\uc885\ud569\uacfc\uc138 \ubd84\uc11d<\/h2>\n\n\n\n<p>\ubbf8\uad6d \uc8fc\uc2dd \ud22c\uc790\uc758 \ub610 \ub2e4\ub978 \ub9e4\ub825\uc778 \ubc30\ub2f9\uae08 \uc5ed\uc2dc \uacfc\uc138 \ub300\uc0c1\uc774\uba70, \uc774\ub97c &#8216;\ubc30\ub2f9\uc18c\ub4dd\uc138&#8217;\ub77c\uace0 \ubd80\ub985\ub2c8\ub2e4. \ubbf8\uad6d \uc8fc\uc2dd\uc758 \ubc30\ub2f9\uae08\uc740 \ud604\uc9c0\uc5d0\uc11c \uba3c\uc800 \uc6d0\ucc9c\uc9d5\uc218\ub41c \ud6c4 \uacc4\uc88c\ub85c \uc785\uae08\ub418\ub294 \ubc29\uc2dd\uc744 \ucde8\ud569\ub2c8\ub2e4. \ubbf8\uad6d \ud604\uc9c0\uc5d0\uc11c\uc758 \ubc30\ub2f9\uc18c\ub4dd\uc138\uc728\uc740 \uc77c\ubc18\uc801\uc73c\ub85c 15%\ub85c \uc124\uc815\ub418\uc5b4 \uc788\uc73c\uba70, \uc774\ub294 \ud55c\ubbf8 \uc870\uc138\uc870\uc57d\uc5d0 \uc758\uac70\ud55c \uc138\uc728\uc785\ub2c8\ub2e4. \ud55c\uad6d\uc758 \ubc30\ub2f9\uc18c\ub4dd\uc138\uc728\uc774 14%\uc774\ubbc0\ub85c \ud604\uc9c0\uc5d0\uc11c 15%\ub97c \uba3c\uc800 \ub5bc\uc600\ub2e4\uba74 \ud55c\uad6d\uc5d0\uc11c \ucd94\uac00\ub85c \ub0a9\ubd80\ud560 \uc138\uc561\uc740 \uc5c6\uc9c0\ub9cc, \uc774 \uae08\uc561\uc774 \uc77c\uc815 \uc218\uc900\uc744 \ub118\uc5b4\uc11c\uba74 \uc774\uc57c\uae30\uac00 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ubc30\ub2f9\uc18c\ub4dd \uc6d0\ucc9c\uc9d5\uc218\uc640 \uad6d\ub0b4 \uacfc\uc138 \uad00\uacc4<\/h3>\n\n\n\n<p>\ud22c\uc790\uc790\uac00 \ubbf8\uad6d \uae30\uc5c5\uc73c\ub85c\ubd80\ud130 \ubc30\ub2f9\uae08\uc744 \ubc1b\uc744 \ub54c, \uc99d\uad8c\uc0ac\ub294 \ubbf8\uad6d \uc815\ubd80\ub97c \ub300\uc2e0\ud558\uc5ec 15%\ub97c \uba3c\uc800 \uc9d5\uc218\ud569\ub2c8\ub2e4. \ub9cc\uc57d \ud604\uc9c0 \uc138\uc728\uc774 \ud55c\uad6d\uc758 \uae30\ubcf8 \ubc30\ub2f9\uc18c\ub4dd\uc138\uc728(14%)\ubcf4\ub2e4 \ub0ae\uc744 \uacbd\uc6b0 \ucc28\uc561\ub9cc\ud07c \uad6d\ub0b4\uc5d0\uc11c \ucd94\uac00 \uc9d5\uc218\ud558\uc9c0\ub9cc, \ubbf8\uad6d\uc740 \uc774\ubbf8 15%\ub97c \uc9d5\uc218\ud558\ubbc0\ub85c \uad6d\ub0b4\uc5d0\uc11c \ucd94\uac00\ub85c \uc9d5\uc218\ub418\ub294 \uc138\uae08\uc740 \uc5c6\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uc774\ub294 \ub2e8\uc21c\ud788 \uc9d5\uc218 \ubc29\uc2dd\uc73c\ub85c \ub05d\ub098\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \ubcf8\uc778\uc774 \uc218\ub839\ud55c \ubaa8\ub4e0 \uae08\uc735\uc18c\ub4dd(\uc774\uc790, \ubc30\ub2f9 \ub4f1)\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce5c\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uba85\uc2ec\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uae08\uc735\uc18c\ub4dd\uc885\ud569\uacfc\uc138 \ub300\uc0c1 \uc5ec\ubd80\uc640 \ub9ac\uc2a4\ud06c<\/h3>\n\n\n\n<p>\uc5f0\uac04 \uc218\ub839\ud55c \ubc30\ub2f9\uae08\uacfc \uc774\uc790 \uc18c\ub4dd\uc758 \ud569\uacc4\uac00 2,000\ub9cc \uc6d0\uc744 \ucd08\uacfc\ud558\uac8c \ub418\uba74 &#8216;\uae08\uc735\uc18c\ub4dd\uc885\ud569\uacfc\uc138&#8217; \ub300\uc0c1\uc790\uac00 \ub429\ub2c8\ub2e4. \uc774 \uacbd\uc6b0 2,000\ub9cc \uc6d0 \ucd08\uacfc\ubd84\uc740 \ub2e4\ub978 \uc18c\ub4dd(\uadfc\ub85c, \uc0ac\uc5c5 \ub4f1)\uacfc \ud569\uc0b0\ub418\uc5b4 6.6%\uc5d0\uc11c \ucd5c\ub300 49.5%\uc5d0 \ub2ec\ud558\ub294 \ub204\uc9c4\uc138\uc728\uc744 \uc801\uc6a9\ubc1b\uac8c \ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \uace0\uc561 \uc790\uc0b0\uac00\ub098 \ubc30\ub2f9\uc8fc \uc704\uc8fc\uc758 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc6b4\uc601\ud558\ub294 \ud22c\uc790\uc790\ub77c\uba74 \ubc30\ub2f9\uae08\uc774 2,000\ub9cc \uc6d0\uc744 \ub118\uc9c0 \uc54a\ub3c4\ub85d \uc99d\uc5ec\ub098 \uba85\uc758 \ubd84\uc0b0 \ub4f1\uc744 \ud1b5\ud574 \ubbf8\ub9ac \uad00\ub9ac\ud558\ub294 \uac83\uc774 \uc885\ud569\uc18c\ub4dd\uc138 \ud3ed\ud0c4\uc744 \ud53c\ud558\ub294 \ud575\uc2ec \uc804\ub7b5\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc218\uc775\uc744 \uc9c0\ud0a4\ub294 \uc2e4\uc804 \uc808\uc138 \ub178\ud558\uc6b0 \ubc0f \uc8fc\uc758\uc0ac\ud56d<\/h2>\n\n\n\n<p>\uc138\uae08\uc740 \uc544\ub294 \ub9cc\ud07c \uc904\uc77c \uc218 \uc788\uc73c\uba70, \ubbf8\uad6d \uc8fc\uc2dd \uc2dc\uc7a5\uc5d0\uc11c\ub294 \ud569\ubc95\uc801\uc778 \ud14c\ub450\ub9ac \uc548\uc5d0\uc11c \uc218\uc775\uc744 \ubcf4\uc874\ud560 \ubc29\ubc95\uc774 \uc874\uc7ac\ud569\ub2c8\ub2e4. \uac00\uc7a5 \ub300\ud45c\uc801\uc778 \ubc29\ubc95\uc740 \uc5f0\ub9d0\uc5d0 \uc190\uc2e4 \uc911\uc778 \uc885\ubaa9\uc744 \ub9e4\ub3c4\ud558\uc5ec \uc218\uc775\uc744 \uc0c1\uc1c4\ud558\ub294 \uc804\ub7b5\uc785\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc804\uccb4 \uacfc\uc138 \ud45c\uc900\uc744 \ub0ae\ucd94\uc5b4 \ud655\uc815 \uc138\uc561\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uac00\uc871 \uac04 \uc99d\uc5ec\ub97c \ud65c\uc6a9\ud55c \ucde8\ub4dd\uac00\uc561 \ub192\uc774\uae30 \uc804\ub7b5\ub3c4 \ub9e4\uc6b0 \uc720\uc6a9\ud558\uac8c \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc190\uc2e4 \uc885\ubaa9 \ub9e4\ub3c4\ub97c \ud1b5\ud55c \uacfc\uc138 \ud45c\uc900 \ucd5c\uc801\ud654<\/h3>\n\n\n\n<p>\ub9cc\uc57d \uc62c\ud574 \ud655\uc815\ub41c \uc218\uc775\uc774 500\ub9cc \uc6d0\uc778\ub370 \ud604\uc7ac \ub9c8\uc774\ub108\uc2a4 300\ub9cc \uc6d0\uc778 \uc885\ubaa9\uc744 \ubcf4\uc720\ud558\uace0 \uc788\ub2e4\uba74, \ud574\ub2f9 \uc885\ubaa9\uc744 \uc5f0\ub9d0\uc5d0 \ub9e4\ub3c4\ud558\uc5ec \uc218\uc775\uc744 200\ub9cc \uc6d0\uc73c\ub85c \ub0ae\ucd9c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub807\uac8c \ud558\uba74 \uae30\ubcf8 \uacf5\uc81c 250\ub9cc \uc6d0 \ubc94\uc704 \ub0b4\ub85c \ub4e4\uc5b4\uc624\uac8c \ub418\uc5b4 \uc138\uae08\uc744 \uc804\ud600 \ub0b4\uc9c0 \uc54a\uc544\ub3c4 \ub429\ub2c8\ub2e4. \ub9e4\ub3c4 \ud6c4 \ud574\ub2f9 \uc885\ubaa9\uc774 \uc7a5\uae30\uc801\uc73c\ub85c \uc720\ub9dd\ud558\ub2e4\uba74 \uc989\uc2dc \uc7ac\ub9e4\uc218\ud558\uc5ec \ubcf4\uc720 \uc218\ub7c9\uc744 \uc720\uc9c0\ud558\ub418, \uc7a5\ubd80\uc0c1\uc758 \uc218\uc775\ub9cc \uc870\uc808\ud558\ub294 &#8216;Tax Loss Harvesting&#8217; \uae30\ubc95\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uacb0\ub860 \ubc0f \uc694\uc57d<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubbf8\uad6d \uc8fc\uc2dd \uc591\ub3c4\uc18c\ub4dd\uc138\ub294 \uc5f0\uac04 \uc218\uc775 250\ub9cc \uc6d0 \ucd08\uacfc\ubd84\uc5d0 \ub300\ud574 22%\uac00 \ubd80\uacfc\ub418\uba70, \uc190\uc775 \ud1b5\uc0b0\uc744 \uc801\uadf9 \ud65c\uc6a9\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ubc30\ub2f9\uc18c\ub4dd\uc740 \ubbf8\uad6d \ud604\uc9c0\uc5d0\uc11c 15% \uc6d0\ucc9c\uc9d5\uc218\ub418\uba70, \uc5f0\uac04 \uae08\uc735\uc18c\ub4dd\uc774 2,000\ub9cc \uc6d0\uc744 \ub118\uc744 \uacbd\uc6b0 \uc885\ud569\uacfc\uc138 \ub300\uc0c1\uc774 \ub428\uc744 \uc720\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc5f0\ub9d0 \uacb0\uc81c\uc77c \uc774\uc804\uc5d0 \uc190\uc2e4 \uc885\ubaa9\uc744 \ub9e4\ub3c4\ud558\uc5ec \uc218\uc775\uc744 \uc0c1\uc1c4\ud558\ub294 \uc804\ub7b5\uc740 \uc2e4\uc9c8 \uc218\uc775\ub960\uc744 \ub192\uc774\ub294 \uac00\uc7a5 \ud655\uc2e4\ud55c \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc131\uacf5\uc801\uc778 \ubbf8\uad6d \uc8fc\uc2dd \ud22c\uc790\ub294 \ub2e8\uc21c\ud788 \uc885\ubaa9\uc744 \uc798 \uace0\ub974\ub294 \uac83\uc5d0\uc11c \ub05d\ub098\uc9c0 \uc54a\uace0, \uc138\uae08\uc774\ub77c\ub294 \ub9c8\uc9c0\ub9c9 \uad00\ubb38\uc744 \uc5b4\ub5bb\uac8c \ub118\ub290\ub0d0\uc5d0 \ub530\ub77c \uc644\uc131\ub429\ub2c8\ub2e4. \ub9e4\ub144 5\uc6d4 \uc591\ub3c4\uc18c\ub4dd\uc138 \uc2e0\uace0 \uae30\uac04\uc744 \ub193\uce58\uc9c0 \uc54a\ub3c4\ub85d \uc8fc\uc758\ud558\uc2dc\uace0, \ubcf8\uc778\uc758 \uc218\uc775 \ud604\ud669\uc744 \uc8fc\uae30\uc801\uc73c\ub85c \uc810\uac80\ud558\uc5ec \ud604\uba85\ud55c \uc808\uc138 \uc804\ub7b5\uc744 \uc2e4\ucc9c\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \ucca0\uc800\ud55c \uc138\ubb34 \uad00\ub9ac\uac00 \ub4b7\ubc1b\uce68\ub420 \ub54c \ube44\ub85c\uc18c \uc9c4\uc815\ud55c \uc790\uc0b0 \uc99d\uc2dd\uc758 \uae30\uc068\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ucd5c\uadfc \uad6d\ub0b4 \uc99d\uc2dc\uc758 \ubcc0\ub3d9\uc131\uc744 \ud53c\ud574 \ubbf8\uad6d \uc8fc\uc2dd \uc2dc\uc7a5\uc73c\ub85c \ub208\uc744 \ub3cc\ub9ac\ub294 \uc774\ub978\ubc14 &#8216;\uc11c\ud559\uac1c\ubbf8&#8217; \ud22c\uc790\uc790\ub4e4\uc774 \uae09\uc99d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubbf8\uad6d \uc99d\uc2dc\ub294 \uc218\uc775\uc744 \ub0b4\ub294 \uac83\ub9cc\ud07c\uc774\ub098 \uc218\uc775 \uc774\ud6c4\uc5d0 \ubc1c\uc0dd\ud558\ub294 \uc138\uae08\uc744 \uad00\ub9ac\ud558\ub294 \uac83\uc774 \uc218\uc775\ub960 \ubcf4\uc874\uc758 \ud575\uc2ec\uc774\ub77c\uace0 \ud574\ub3c4 \uacfc\uc5b8\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ub9ce\uc740 \ucd08\ubcf4 \ud22c\uc790\uc790\uac00 \uc218\uc775\ub960 \uc218\uce58\uc5d0\ub9cc \uc9d1\uc911\ud558\ub2e4\uac00 \ucd94\ud6c4 \ubd80\uacfc\ub418\ub294 \uc591\ub3c4\uc18c\ub4dd\uc138\uc640 \ubc30\ub2f9\uc18c\ub4dd\uc138\uc758 \ubb34\uac8c\ub97c \uac04\uacfc\ud558\uc5ec \uc608\uc0c1\uce58 \ubabb\ud55c \uc190\uc2e4\uc744 \ubcf4\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \ubbf8\uad6d \uc8fc\uc2dd \ud22c\uc790 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"class_list":["post-1039","post","type-post","status-publish","format-standard","hentry","category-41"],"featured_image_url":[],"post_author":"seungju1022","assigned_categories":"\uae08\uc735\uc815\ubcf4","_links":{"self":[{"href":"https:\/\/inlifenote.com\/index.php?rest_route=\/wp\/v2\/posts\/1039","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/inlifenote.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/inlifenote.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/inlifenote.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/inlifenote.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1039"}],"version-history":[{"count":1,"href":"https:\/\/inlifenote.com\/index.php?rest_route=\/wp\/v2\/posts\/1039\/revisions"}],"predecessor-version":[{"id":1040,"href":"https:\/\/inlifenote.com\/index.php?rest_route=\/wp\/v2\/posts\/1039\/revisions\/1040"}],"wp:attachment":[{"href":"https:\/\/inlifenote.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1039"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/inlifenote.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1039"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/inlifenote.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1039"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}